Mercado Pago · status_detail
What pending_contingency means in Mercado Pago
Payment status: in_process
Short answer
Mercado Pago is processing the payment. According to the documentation, the buyer is told by email within 2 business days whether it was credited.
If you are the buyer
Wait. Mercado Pago emails you within 2 business days to say whether the payment was credited.
If you are the seller
Do not ship or deliver yet. Wait until the payment is approved.
If you are the developer
General engineering advice (not from Mercado Pago's documentation): Not a failure and not final. Keep the order pending and update it when the notification for this payment arrives (verify the signature first). Do not create a second payment.
Source
The meaning comes from the Mercado Pago developer documentation, verified on 2026-11-04. Buyer and seller steps follow from it; developer notes are general engineering practice, not Mercado Pago documentation.
Other status_detail codes
- bank_error
- cc_rejected_3ds_mandatory
- cc_rejected_bad_filled_card_number
- cc_rejected_bad_filled_date
- cc_rejected_bad_filled_other
- cc_rejected_bad_filled_security_code
- cc_rejected_blacklist
- cc_rejected_call_for_authorize
- cc_rejected_card_disabled
- cc_rejected_card_error
- cc_rejected_duplicated_payment
- cc_rejected_high_risk
- cc_rejected_insufficient_amount
- cc_rejected_invalid_installments
- cc_rejected_max_attempts
- cc_rejected_other_reason
- cc_amount_rate_limit_exceeded
- rejected_insufficient_data
- rejected_by_bank
- rejected_by_regulations
- insufficient_amount
- cc_rejected_card_type_not_allowed
- pending_waiting_transfer
- pending_waiting_payment
- pending_challenge
- offline_process
- pending_review_manual