Mercado Pago · status_detail
What cc_rejected_insufficient_amount means in Mercado Pago
Payment status: rejected
Short answer
The payment method does not have enough funds for this payment.
If you are the buyer
Check the available balance or credit limit, or pay with another card or payment method.
If you are the seller
Ask the buyer to use another card or payment method.
If you are the developer
General engineering advice (not from Mercado Pago's documentation): Offer another payment method. Retrying the same card for the same amount will not help until the buyer has funds.
Source
The meaning comes from the Mercado Pago developer documentation, verified on 2026-11-04. Buyer and seller steps follow from it; developer notes are general engineering practice, not Mercado Pago documentation.
Other status_detail codes
- bank_error
- cc_rejected_3ds_mandatory
- cc_rejected_bad_filled_card_number
- cc_rejected_bad_filled_date
- cc_rejected_bad_filled_other
- cc_rejected_bad_filled_security_code
- cc_rejected_blacklist
- cc_rejected_call_for_authorize
- cc_rejected_card_disabled
- cc_rejected_card_error
- cc_rejected_duplicated_payment
- cc_rejected_high_risk
- cc_rejected_invalid_installments
- cc_rejected_max_attempts
- cc_rejected_other_reason
- cc_amount_rate_limit_exceeded
- rejected_insufficient_data
- rejected_by_bank
- rejected_by_regulations
- insufficient_amount
- cc_rejected_card_type_not_allowed
- pending_waiting_transfer
- pending_waiting_payment
- pending_challenge
- offline_process
- pending_contingency
- pending_review_manual