Mercado Pago · status_detail

What bank_error means in Mercado Pago

Payment status: rejected

Short answer

The payment was made by bank transfer and was rejected because of an error at the bank.

If you are the buyer

The rejection was caused by an error at the bank. Pay with another payment method.

If you are the seller

Nothing to fix in your catalog or checkout. Offer the buyer another way to pay.

If you are the developer

General engineering advice (not from Mercado Pago's documentation): Treat it as a failed payment and let the buyer start a new one rather than repeating the same request.

Source

The meaning comes from the Mercado Pago developer documentation, verified on 2026-11-04. Buyer and seller steps follow from it; developer notes are general engineering practice, not Mercado Pago documentation.

Payment creation results (Mercado Pago)

Keep going

Mercado Pago webhook signature validator

Payment status changes reach you as webhooks. Check that a signature is valid before you trust the notification.

MercadoPago integration in useDeploy

Checkout Pro with verified webhooks and a typed billing port already wired.