What does it cost to get paid
in Latin America?

You enter a sale amount and pick a country. For each provider that publishes a rate for sellers there, it shows the fee and what you receive, using the rates copied from the provider’s own pricing page on 2026-11-05. It runs in your browser and sends nothing.

Every row links the official pricing page it was copied from: Mercado Pago, Stripe, PayPal or Polar, for that country. We do not use third-party articles, and we left out any provider and country whose page was missing, ambiguous or contradicting itself.

No, and the tool does not compute taxes. Mercado Pago’s pages state IVA on top of most rates, Stripe’s Mexico page says all fees exclude IVA, PayPal’s Mexico page says its amounts are subject to IVA, and Mercado Pago Argentina adds that costs vary with provincial taxes. Each row carries the note its source gives.

Mercado Pago prices the money-release term: the faster you want the money, the higher the percentage. In Argentina, Checkout runs from 6.29% + IVA with instant release to 1.49% + IVA at 35 days. The calculator shows each term as its own row so you can see which one a number assumes.

Only combinations with an official, unambiguous price are listed. We found no Stripe pricing page for Argentina, Chile or Colombia, PayPal’s page for those countries is a regional table we could not map to one local rate, and Brazil is not in Polar’s list of payout countries.

Polar is a merchant of record and charges in USD: 5% + USD 0.50 on its Starter plan, plus 1.5% on non-US cards, which is 6.5% + USD 0.50 for most LATAM buyers. It takes on the liability for international sales taxes. What you receive also loses Stripe’s payout fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU (source: https://polar.sh/docs/merchant-of-record/fees). Its paid plans lower the rate for a monthly fee; see Polar’s page.