Payment fees · Country
Payment processor fees in Argentina
In Argentina, Mercado Pago publishes four Checkout rates that depend on how fast you want your money: 6.29% + IVA if it is released instantly, 4.39% at 10 days, 3.39% at 18 days and 1.49% at 35 days. On a ARS 100,000 sale that is ARS 6,290 instant or ARS 1,490 at 35 days, before IVA. We found no Stripe pricing page for Argentina, and PayPal’s regional table does not give one local rate, so the other option listed here is Polar: 5% + USD 0.50, or 6.5% + USD 0.50 on non-US cards, with payouts to sellers in Argentina.
Read this before you rely on a number
Rates as of 2026-11-05; verify them at the source, which every row links. The figures do not include local taxes (IVA, IIBB and similar) unless a row says so, and the tool does not compute taxes. We only list a provider and country when its official page gives a clear rate.
Fee and net by provider
Polar charges in US dollars, so its rows use their own amount in USD. Nothing is converted from the local currency.
ARS
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Mercado Pago | Checkout · released in 35 daysPlus IVA; the source adds that costs can vary with provincial taxes.Pricing page · Verified 2026-11-05 | 1.49% | ARS 1,490.00Lowest fee | ARS 98,510.00 | 1.49% |
| Mercado Pago | Checkout · released in 18 daysPlus IVA; the source adds that costs can vary with provincial taxes.Pricing page · Verified 2026-11-05 | 3.39% | ARS 3,390.00 | ARS 96,610.00 | 3.39% |
| Mercado Pago | Checkout · released in 10 daysPlus IVA; the source adds that costs can vary with provincial taxes.Pricing page · Verified 2026-11-05 | 4.39% | ARS 4,390.00 | ARS 95,610.00 | 4.39% |
| Mercado Pago | Checkout · instant releasePlus IVA; the source adds that costs can vary with provincial taxes.Pricing page · Verified 2026-11-05 | 6.29% | ARS 6,290.00 | ARS 93,710.00 | 6.29% |
USDPriced in USD
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Polar | Starter plan · US cardPolar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 5% + USD 0.50 | USD 5.50Lowest fee | USD 94.50 | 5.5% |
| Polar | Starter plan · non-US card (5% + 1.5%)Polar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 6.5% + USD 0.50 | USD 7.00 | USD 93.00 | 7% |
Fees in Argentina: questions
Which payment provider is cheapest in Argentina?+
On a ARS 100,000.00 sale: Mercado Pago · Checkout · instant release: ARS 6,290.00; Mercado Pago · Checkout · released in 10 days: ARS 4,390.00; Mercado Pago · Checkout · released in 18 days: ARS 3,390.00; Mercado Pago · Checkout · released in 35 days: ARS 1,490.00. On a USD 100.00 sale: Polar · Starter plan · US card: USD 5.50; Polar · Starter plan · non-US card (5% + 1.5%): USD 7.00. The cheapest depends on the money-release term you choose and on the payment method, and the figures are before taxes.
Do these rates include taxes?+
No. They are the percentages and fixed fees the providers publish, without local taxes such as IVA. A row says when its source states a tax on top.
Which providers are not listed for Argentina, and why?+
We found no Stripe pricing page for Argentina, and PayPal’s page for it is a regional table with volume tiers and fixed fees by currency that we could not map to one local rate. Polar is listed because it pays out to sellers in Argentina.
Head-to-head comparisons
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| Payments | Polar: full billing (checkout, customer portal, webhooks, plan sync). MercadoPago: Checkout Pro one-time payments with signed webhooks; subscriptions are not supported yet. Stripe: adapter scaffold, not charging yet. |
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