Payment fees · Country
Payment processor fees in Brazil
In Brazil, Mercado Pago charges 4.98% on a credit card released instantly, 4.48% at 14 days and 0.99% on Pix. Stripe lists 3.99% + BRL 0.39 per domestic card transaction and 1.19% per paid Pix, and PayPal lists 4.79% + BRL 0.60. On a BRL 100 card sale that is BRL 4.98 at Mercado Pago (instant), BRL 4.38 at Stripe and BRL 5.39 at PayPal. Polar is not compared here: Brazil is not in its list of payout countries.
Read this before you rely on a number
Rates as of 2026-11-05; verify them at the source, which every row links. The figures do not include local taxes (IVA, IIBB and similar) unless a row says so, and the tool does not compute taxes. We only list a provider and country when its official page gives a clear rate.
Fee and net by provider
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Mercado Pago | Pix · instant releasePricing page · Verified 2026-11-05 | 0.99% | BRL 0.99Lowest fee · Pix | BRL 99.01 | 0.99% |
| Stripe | PixPricing page · Verified 2026-11-05 | 1.19% | BRL 1.19 | BRL 98.81 | 1.19% |
| Stripe | Domestic cardsPricing page · Verified 2026-11-05 | 3.99% + BRL 0.39 | BRL 4.38Lowest fee · cards | BRL 95.62 | 4.38% |
| Mercado Pago | Credit card · released in 14 daysPricing page · Verified 2026-11-05 | 4.48% | BRL 4.48 | BRL 95.52 | 4.48% |
| Mercado Pago | Credit card · instant releasePricing page · Verified 2026-11-05 | 4.98% | BRL 4.98 | BRL 95.02 | 4.98% |
| PayPal | Domestic commercial transactionsPricing page · Verified 2026-11-05 | 4.79% + BRL 0.60 | BRL 5.39 | BRL 94.61 | 5.39% |
Fees in Brazil: questions
Which payment provider is cheapest in Brazil?+
On a BRL 100.00 sale: Mercado Pago · Credit card · instant release: BRL 4.98; Mercado Pago · Credit card · released in 14 days: BRL 4.48; Mercado Pago · Pix · instant release: BRL 0.99; Stripe · Domestic cards: BRL 4.38; Stripe · Pix: BRL 1.19; PayPal · Domestic commercial transactions: BRL 5.39. The cheapest depends on the money-release term you choose and on the payment method, and the figures are before taxes.
Do these rates include taxes?+
No. They are the percentages and fixed fees the providers publish, without local taxes such as IVA. A row says when its source states a tax on top.
Which providers are not listed for Brazil, and why?+
Polar is not listed: Brazil does not appear in Polar’s list of payout countries (Stripe Connect Express) as of 2026-11-05. For Mercado Pago we left out the 30-day card rate and boleto, because its Checkout and Link pages disagree.
Head-to-head comparisons
| Price | Founder $99 or Lifetime $199, one-time payment (no subscription) |
|---|---|
| License | Full source, commercial use, unlimited projects. Founder is a frozen snapshot; Lifetime includes every future release. |
| Stack | Next.js frontend, Express API, Bun runtime, Prisma, BetterAuth |
| Auth | BetterAuth: sessions, 2FA, magic links, password reset |
| Multi-tenancy and RBAC | Organizations with members, invitations, roles and permissions |
| Payments | Polar: full billing (checkout, customer portal, webhooks, plan sync). MercadoPago: Checkout Pro one-time payments with signed webhooks; subscriptions are not supported yet. Stripe: adapter scaffold, not charging yet. |
| Guardrails for AI agents | ESLint-enforced architecture layers, Claude Code hooks and an AGENTS.md |
| Refund | 14 days |
| Try it: free account | Sign up free and explore the dashboard: organizations, roles, billing, audit log. You buy the license from inside. https://usedeploy.dev/register |
| Docs | Documentation in English, with Spanish and Portuguese translations of the main guides |