Fee comparison
Stripe vs PayPal fees in Mexico
Stripe lists 3.6% + MXN 3.00 plus IVA per domestic card transaction in Mexico; PayPal lists 3.95% + MXN 4.00 plus IVA. On a MXN 1,000 sale that is MXN 39.00 against MXN 43.50, a gap of MXN 4.50 before taxes.
Read this before you rely on a number
Rates as of 2026-11-05; verify them at the source, which every row links. The figures do not include local taxes (IVA, IIBB and similar) unless a row says so, and the tool does not compute taxes. We only list a provider and country when its official page gives a clear rate.
Fee and net by provider
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Stripe | Domestic cardsPlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 3.6% + MXN 3.00 | MXN 39.00Lowest fee | MXN 961.00 | 3.9% |
| PayPal | Domestic commercial transactionsPlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 3.95% + MXN 4.00 | MXN 43.50 | MXN 956.50 | 4.35% |
When Stripe fits better
- Your sales are domestic card payments in Mexico or Brazil and you want one flat per-transaction price: its pricing page lists no setup, monthly or hidden fees.
- You do not want the price to depend on a money-release term.
When PayPal fits better
- Your buyers want to pay with PayPal rather than a card or a local method. That preference, not the rate, is the reason to choose it here.
Disclosure
useDeploy is our product, and it integrates some of the providers on this page. We wrote the comparison from the providers’ published rates only; the fees above do not depend on useDeploy.
- Stripe: the useDeploy adapter is a scaffold and does not charge yet.
About these fees
Which is cheaper in Mexico, Stripe or PayPal?+
On a MXN 1,000.00 sale: Stripe · Domestic cards: MXN 39.00; PayPal · Domestic commercial transactions: MXN 43.50. The cheaper one depends on the money-release term and on the payment method, and the figures are before taxes.
Do these rates include taxes?+
No. They are the percentages and fixed fees the providers publish, without local taxes such as IVA. A row says when its source states a tax on top.
Where do these rates come from?+
From the providers’ own pricing pages, read on 2026-11-05: https://stripe.com/en-mx/pricing, https://www.paypal.com/mx/business/paypal-business-fees.
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