Payment fees · Country
Payment processor fees in Colombia
In Colombia, Mercado Pago lists 3.29% + COP 800 + IVA with instant release, 2.99% + COP 800 at 7 days and 2.79% + COP 800 at 14 days. On a COP 100,000 sale that is COP 4,090 instant, COP 3,790 at 7 days or COP 3,590 at 14 days, before IVA. We found no Stripe pricing page for Colombia, and PayPal’s regional table does not give one local rate, so the other option listed here is Polar: 5% + USD 0.50, or 6.5% + USD 0.50 on non-US cards, with payouts to sellers in Colombia.
Read this before you rely on a number
Rates as of 2026-11-05; verify them at the source, which every row links. The figures do not include local taxes (IVA, IIBB and similar) unless a row says so, and the tool does not compute taxes. We only list a provider and country when its official page gives a clear rate.
Fee and net by provider
Polar charges in US dollars, so its rows use their own amount in USD. Nothing is converted from the local currency.
COP
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Mercado Pago | Checkout · released in 14 daysPlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 2.79% + COP 800 | COP 3,590Lowest fee | COP 96,410 | 3.59% |
| Mercado Pago | Checkout · released in 7 daysPlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 2.99% + COP 800 | COP 3,790 | COP 96,210 | 3.79% |
| Mercado Pago | Checkout · instant releasePlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 3.29% + COP 800 | COP 4,090 | COP 95,910 | 4.09% |
USDPriced in USD
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Polar | Starter plan · US cardPolar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 5% + USD 0.50 | USD 5.50Lowest fee | USD 94.50 | 5.5% |
| Polar | Starter plan · non-US card (5% + 1.5%)Polar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 6.5% + USD 0.50 | USD 7.00 | USD 93.00 | 7% |
Fees in Colombia: questions
Which payment provider is cheapest in Colombia?+
Do these rates include taxes?+
Which providers are not listed for Colombia, and why?+
Head-to-head comparisons
| Price | Founder $99 or Lifetime $199, one-time payment (no subscription) |
|---|---|
| License | Full source, commercial use, unlimited projects. Founder is a frozen snapshot; Lifetime includes every future release. |
| Stack | Next.js frontend, Express API, Bun runtime, Prisma, BetterAuth |
| Auth | BetterAuth: sessions, 2FA, magic links, password reset |
| Multi-tenancy and RBAC | Organizations with members, invitations, roles and permissions |
| Payments | Polar: full billing (checkout, customer portal, webhooks, plan sync). MercadoPago: Checkout Pro one-time payments with signed webhooks; subscriptions are not supported yet. Stripe: adapter scaffold, not charging yet. |
| Guardrails for AI agents | ESLint-enforced architecture layers, Claude Code hooks and an AGENTS.md |
| Refund | 14 days |
| Try it: free account | Sign up free and explore the dashboard: organizations, roles, billing, audit log. You buy the license from inside. https://usedeploy.dev/register |
| Docs | Documentation in English, with Spanish and Portuguese translations of the main guides |