Fee comparison
Stripe vs Polar fees in Mexico
Stripe lists 3.6% + MXN 3.00 plus IVA per domestic card transaction in Mexico. Polar, a merchant of record that pays out to sellers in Mexico, charges 5% + USD 0.50 on its Starter plan and 6.5% + USD 0.50 on non-US cards. Polar’s own page describes its Starter rate as including a merchant-of-record premium, and it lists Stripe’s payout costs separately: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout and 1% currency conversion outside the EU.
Read this before you rely on a number
Rates as of 2026-11-05; verify them at the source, which every row links. The figures do not include local taxes (IVA, IIBB and similar) unless a row says so, and the tool does not compute taxes. We only list a provider and country when its official page gives a clear rate.
Fee and net by provider
Polar charges in US dollars, so its rows use their own amount in USD. Nothing is converted from the local currency.
MXN
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Stripe | Domestic cardsPlus IVA, as the source states.Pricing page · Verified 2026-11-05 | 3.6% + MXN 3.00 | MXN 39.00 | MXN 961.00 | 3.9% |
USDPriced in USD
| Provider | Method and money release | Published rate | Fee | You receive | Effective |
|---|---|---|---|---|---|
| Polar | Starter plan · US cardPolar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 5% + USD 0.50 | USD 5.50Lowest fee | USD 94.50 | 5.5% |
| Polar | Starter plan · non-US card (5% + 1.5%)Polar is the merchant of record: its fee is charged on the tax-inclusive total (its own example) and it takes on the liability for international sales taxes. Payouts add Stripe’s fees: USD 2 per month of active payouts, 0.25% + USD 0.25 per payout, and 1% currency conversion outside the EU.Pricing page · Verified 2026-11-05 | 6.5% + USD 0.50 | USD 7.00 | USD 93.00 | 7% |
When Stripe fits better
- Your sales are domestic card payments in Mexico or Brazil and you want one flat per-transaction price: its pricing page lists no setup, monthly or hidden fees.
- You do not want the price to depend on a money-release term.
When Polar fits better
- You sell software or digital products to buyers abroad and want a merchant of record that takes on the liability for international sales taxes.
Disclosure
useDeploy is our product, and it integrates some of the providers on this page. We wrote the comparison from the providers’ published rates only; the fees above do not depend on useDeploy.
- Stripe: the useDeploy adapter is a scaffold and does not charge yet.
- Polar: useDeploy ships the full billing flow (checkout, customer portal, webhooks, plan sync).
About these fees
Which is cheaper in Mexico, Stripe or Polar?+
Do these rates include taxes?+
Where do these rates come from?+
Can I compare these two directly?+
More comparisons in this country
| Price | Founder $99 or Lifetime $199, one-time payment (no subscription) |
|---|---|
| License | Full source, commercial use, unlimited projects. Founder is a frozen snapshot; Lifetime includes every future release. |
| Stack | Next.js frontend, Express API, Bun runtime, Prisma, BetterAuth |
| Auth | BetterAuth: sessions, 2FA, magic links, password reset |
| Multi-tenancy and RBAC | Organizations with members, invitations, roles and permissions |
| Payments | Polar: full billing (checkout, customer portal, webhooks, plan sync). MercadoPago: Checkout Pro one-time payments with signed webhooks; subscriptions are not supported yet. Stripe: adapter scaffold, not charging yet. |
| Guardrails for AI agents | ESLint-enforced architecture layers, Claude Code hooks and an AGENTS.md |
| Refund | 14 days |
| Try it: free account | Sign up free and explore the dashboard: organizations, roles, billing, audit log. You buy the license from inside. https://usedeploy.dev/register |
| Docs | Documentation in English, with Spanish and Portuguese translations of the main guides |